CENTRAL FLORIDA REAL ESTATE
GETTING READY TO BUY IN CENTRAL FLORIDA
MAKE INFORMED DECISIONS WITH AMG REALTY SERVICES
EXPERT GUIDANCE FOR YOUR HOME BUYING JOURNEY
Purchasing a property is probably one of the biggest financial decisions you will ever make. Regardless of whether you are a first time home buyer or experienced investor, you must make careful decisions throughout the buying process. Below are some things to consider before you buy.
Why Are You Buying?
Are you tired of paying high rent, or have you outgrown your current home? Are you seeking an investment property to build your wealth? Having a clear understanding of your motivations will help you evaluate the right factors and choose the best property.
Are You Ready to Invest?
Property ownership remains a top strategy for building wealth. Whether you're purchasing your first home or expanding your investment portfolio with a rental property, now is a great time to invest. Real estate investments are stable assets that typically carry less risk compared to other investment forms like stocks or collectibles.
When you're ready to get started, call us at 407-845-9065 or complete this short form, and one of our agents will be in touch.
Other Things To Consider
Get Your Financials in Order
Avoid making sudden career changes or large purchases before buying property. Financial stability is crucial, as large purchases or loans can affect your credit and buying options. Your credit score significantly impacts the type of property you can buy, your interest rate, and the overall property price. We can connect you with our preferred lenders to get an updated credit report from Equifax, Experian, and TransUnion.
Organize Your Finances
When it’s time to make an offer, being financially prepared is essential to avoid delays, bidding wars, or conflicts. Prepare the following documents:
- Bank account statements
- Recent pay stubs
- Credit Rating
- Financial statements
- Investment records
- Tax returns for the past two years
- Credit card statements
- Auto and other loan details
- Copies of leases for investment properties
- 401K statements, life insurance, stocks, bonds, and mutual account information
Pre-Qualified Vs. Pre-Approved
Pre-qualifying for a loan will help you:
- Find the ideal price range you can afford
- Determine your monthly payment
- Understand different loan options
- Estimate the down payment and closing costs
CONNECT WITH OUR EXPERIENCED AGENTS!
Tips For Buying The Perfect Home
Don’t Max Out Your Budget
Even if approved for a maximum amount, reserve funds for closing costs, taxes, and potential home repairs or remodeling.
Get To Know The Area
Ensure the neighborhood suits your family's needs, including proximity to schools and shopping.
DON’T SKIP THE HOME INSPECTION
Inspections can highlight issues you might miss, providing peace of mind and informed decision-making.
Get Pre-Approved
Pre-approval shows sellers you are serious and ready to purchase, not just browsing.
Find out how much your mortgage will be
Find out how much your mortgage will be and take the next step towards your Central Florida real estate goals with AMG Realty Services. Contact us today!
Areas We Serve in central florida
SERVICING: OSCEOLA, ORANGE, LAKE, POLK, SEMINOLE AND VOLUSIA COUNTIES
- Kissimmee
- Orlando
- Lake Nona
- Central Florida
- St. Cloud
- Winter Park
- Davenport
- Oviedo
- Sanford
- Lake Mary
- Apopka
- Clermont
- Altamonte Springs
- Maitland
- Casselberry
- Poinciana
- Deltona
- Haines City
- Winter Haven
- Lakeland
- Buenaventura Lakes
- Bay Hill
- Dr. Phillips
- Edgewood
- Waterford Lakes
- Lake Buena Vista
- College Park
- Windermere
- UCF
- Winter Springs
- Hunters Creek
- Belle Isle